Consumo Inteligente

The Consumo Inteligente website features several interactive tools, a Financial University and a blog all dedicated to helping consumers make smart financial choices.


MasterCard launched the Smart Consumer program (Consumo Inteligente in Spanish and Consumidor Consciente in Portuguese) in Mexico and Brazil in late 2007. In each language, the program is brought to life by an illustrated family of four, navigating day-to-day financial decisions. In 2008, the program was expanded to Costa Rica, Puerto Rico and Dominican Republic.

Today, the Smart Consumer program is available in even more Latin American and Caribbean countries. The objective of SmartConsumer is to allow consumers in Latin American and Caribbean countries access to the tools and resources that help them develop positive spending habits, learn how to save and use electronic payments responsibly.

Available online 24 hrs/ 7 days a week in English, Spanish and Portuguese, the program offers offline and online resources, including a 360 degree financial education platform - with participants spanning age groups (from college and above) and all socio-economic levels. There are separate websites for the SmartConsumer program in Brazil, Mexico, Puerto Rico, Costa Rica, and the Dominican Republic. All other countries are managed via regional Spanish and English sites.


We are committed to financial education around the world — that's why we've created a range of financial education programs tailored to consumers in several global markets.

Budget Basics

Australia, New Zealand

The MasterCard Budget Basics website and its related brochures educate consumers and students on smart budgeting practices.

Junior Achievement — Young Enterprise

Czech Republic, Sweden, Turkey, Belgium, and Hungary

For over a decade, MasterCard has worked with Junior Achievement - Young Enterprise to deliver a financial skills curriculum to students and has contributed over $1 million for the development and implementation of programs for young people throughout the world.

Peace of Mind

United States

MasterCard developed Peace of Mind educational materials that teach consumers how to protect themselves from fraud in several, easy-to-follow tips.

Money 4 You


Together with the Indian Banks Association and India Cards Council, the Money 4 You web portal shares smart financial tips with young adults just entering the workforce.

Looking for more programs?


Success Story

Success Story

MasterCard Worldwide gave $1 million to the Network for Teaching Entrepreneurship (NFTE) to support programs for students in across the U.S.

Expert Opinion

Expert Opinion

Parents can make back-to-school shopping less stressful — but planning ahead is critical.

Tools & Tips

To help consumers save well and spend wisely, MasterCard has created a site full of tools, resources, tips, links and more to help consumers keep their financial life pointed in the right direction.




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