Small Business Multi Card

Access to powerful tools formerly only available to large corporations.

MasterCard® Multi Card Features Small Business Tools Find a Card that's Right for You

Features and Benefits of the MasterCard Multi Card Card

Enhance your control and payment flexibility

  • Use one card for all purchasing, T&E, and fleet spending.
  • Set employee-specific spending controls on purchase amount, number of transactions, types of suppliers and other criteria for any spending category, in any combination.
  • Change purchasing authorization and spending criteria quickly and easily across the entire platform.
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Consolidate all your spending data

  • Better manage information with one reporting tool.
  • Integrate spending activity into your existing accounting software package.
  • Utilize powerful information management products such as MasterCard Smart Data Express™ and other proprietary software.
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Use your card everywhere MasterCard is accepted

  • Accepted at millions of merchant locations worldwide.
  • Access to cash at over 900,000 bank and ATM locations worldwide.
  • You or your employees can easily pay for office supplies, hotels, airfare, train fare, car rental, dining, entertainment and more, anywhere in the world, all on one card.
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Insure and protect your business
The MasterCard Small Business Multi Card helps you to insure and protect your business and maintains the highest level of customer service. These benefits include:

  • MasterRental® Insurance Coverage.
    Provides full-value-primary loss coverage (up to $50,000) and secondary personal effects coverage for rental vehicles for up to 31 consecutive days.
  • Purchase Assurance.
    Covers items stolen or damaged within 90 days of the original purchase.
  • Extended Warranty.
    Doubles the warranty time period while duplicating the manufacturer or store brand warranty.
  • Master RoadAssist® Roadside Service.
    24-hour emergency roadside assistance available through MasterCard and the American Automobile Association (AAA). Travel Services Medical Protection®. Medical expense coverage up to a maximum benefit of $2,500 per person, per trip for costs relating to hospital admission or emergency care.
  • MasterTrip® Travel Assistance.
    Emergency cash, replacement of lost tickets and documents, and lost luggage assistance. Also provides information on required travel documents, immunization and currency rates.
  • MasterLegal® Referral Service.
    Provides legal referral and bail bond assistance while cardholders are abroad.
  • Additional terms, conditions and limitations apply to these benefits.

  • MasterCard Liability Protection Program.
    Protects financial institutions and companies from employee misuse of card privileges.
  • MasterCard® VAT (Value Added Tax) Reclaim Service.
    The VAT Reclaim Service from MasterCard provides companies doing business in Europe an easy and efficient way to reclaim their VAT.
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Zero Liability*
MasterCard® Zero Liability protection protects you against unauthorized purchases wherever they occur, whether online, by telephone, or in stores. Certain restrictions apply. Visit for complete terms and conditions.

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Zero Liability does not apply to MasterCard cards (i) Issued for commercial, business or agricultural purposes, except from MasterCard commercial cards used for small businesses as listed on; or (ii) If a PIN for a debit transaction is used for the unauthorized purchase.